CCF Continues Its Rebirth with a Strategic Acquisition Project in Mortgage Lending CCF

Paris, July 17th 2025

CCF announces the signing of a memorandum of understanding with HSBC Continental Europe for the acquisition of a mortgage loan portfolio, in partnership with Rothesay, a major player in the UK retirement insurance market. This transaction is part of the Group’s ongoing recovery strategy, aimed at consolidating its assets, strengthening its position in key markets, and accelerating its growth. 

A Targeted Acquisition with Immediate Profitability Potential

The portfolio, consisting of mortgage loans granted to CCF clients, represents a total balance of €6.7 billion. 

This transaction will enable CCF to:
• Accelerate the Group’s transformation plan
• Increase the Group’s profitability without resorting to external financing
• Maintain and further develop relationships with its long-standing clients
 

A Smooth Operation with No Impact on Clients

The clients affected by this transaction are already being served by CCF, making the operation completely seamless for them. They will retain their usual advisor, ensuring full continuity in customer relations. No changes will be made to loan conditions:
• A single point of contact: the CCF advisor
• Guaranteed continuity in customer service and loan management

A Clear Commitment to Sustainable Growth

This acquisition reflects a controlled external growth strategy, serving the Group’s performance and customer satisfaction. It demonstrates CCF’s ability to seize market opportunities while remaining true to its commitments to proximity, service quality, and financial strength.

Niccolò Ubertalli, CEO of the CCF Group, stated: “This upcoming acquisition marks a pivotal step for the Group and allows us to accelerate the execution of our strategic plan while ensuring stability and continuity for our clients. It reflects our growth ambition, our capabilities, and our confidence in the potential of the real estate market, as well as our ongoing commitment to serving our clients with excellence.”

CCF : Created in 1917, CCF opens a new chapter of its history on 1 January 2024. A French, patrimonial and human scale bank, CCF offers tailor made support to individuals and professionals. CCF provides relational, excellence, expertise as well as fluidity and simplicity. CCF has its headquarters located in Paris at 103 rue de Grenelle and has a network of banking branches throughout France. More information on ccf.fr

CCF Group  : CCF Group is a century-old French banking group which is made up of retail banking and specialized financing activities. Retail banking activities are operated under CCF brand. Specialized financing activities focus on lending to individuals as well as specialized financing for businesses. CCF Group operates in France.

Press Contacts CCF – Isabelle Duvernay: [email protected] 

Guillaume Guigonis: [email protected] 

Publicis Consultants: [email protected]