Press release - CCF is pleased to announce its Baa2 Moody’s issuer rating with a stable outlook.

Paris – January 9th, 2025

CCF is pleased to announce its Baa2 Moody’s issuer rating with a stable outlook. This rating underscores its financial strength and resilience in a challenging macroeconomic environment.

Moody’s analysis reflects the overall strength of Groupe CCF, highlighting:

• A low overall risk profile, with a core focus on French retail banking
• Robust capitalization, reinforcing financial resilience
• Substantial excess liquidity
• A stable and diversified retail deposit base

Moody’s analysis also highlights the bank’s strategic plan focused on optimizing operational efficiency, and long term performance.

Commenting on this development, Niccolò Ubertalli, CCF Groupe CEO stated: "We are excited to announce the new credit rating assigned by Moody’s. This rating further acknowledges our financial strength in a challenging economic environment. It also reaffirms the relevance and credibility of our ongoing strategic transformation plan, a key driver in enhancing our long-term performance.”

About CCF Group
The CCF Group is a century-old French banking group active in retail banking and specialized financing, with the mission of supporting its clients in achieving their projects. Retail banking activities are carried out under the CCF brand through its network of branches serving 800,000 clients across mainlandFrance. In specialized financing, the Group is a key player in the debt consolidation market in mainland France, in car loans for individuals in the French overseas departments, and in professional real estate financing.

The Group's strategy is based on three key priorities:
• Continuing growth and commercial activity;
• Innovating to simplify processes and better serve its clients;
• Acting as a socially responsible and inclusive company with all its employees, clients, and partners.
 

Press contact

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Guillaume Guigonis : [email protected]